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  1. The organiser is Apex Advice Limited, Level 3, 264 Mt Eden Road, Mt Eden, Auckland.
  2. Promotion starts 11 November 2024, is ongoing and will continue until terminated by the organiser at its sole discretion. 
  3. The organiser reserves the right to cancel or modify the draw at any time without notice.
  4. The organiser reserves the right to extend, alter or conclude the promotion at any time should circumstances dictate. Should any dispute arise, the decision of Apex Advice Limited is final.
  5. To enter the draw, you must book a Home Loan review with Apex Advice. You can book through the entry page, directly with your dedicated adviser, or by contacting our support team at 0800 809 009.
  6. The draw will take place on the 3rd March 2025 at the Apex Advice office.
  7. 2 winners will be selected at random from all valid entries.
  8. Each winner will receive a prize of 1 $500 Mitre 10 gift card. The prize is not transferable or exchangeable for cash.
  9. The winner will be notified by email within 3 days of the draw. The winner will have 5 days to claim their prize and provide a valid postal address.
  10.  The prize will be couriered to the addresses provided by the winner within 20 days of the prize draw.
  11. The organiser is not responsible for any loss or damage arising out of or in connection with this draw. By entering the draw, you agree to these terms and conditions.
  12.  Apex Advice Limited staff and spouses are not eligible for the prize draw.