Looking after your health doesn’t have to be a chore; it can actually be rewarding in more ways than one, thanks to AIA Vitality*.
This science-backed health and wellbeing programme helps you take small, manageable steps toward better health and rewards you along the way. Whether it’s walking more, booking a check-up, or getting better sleep, AIA Vitality gives you the tools, motivation and incentives to stay on track. Plus, it can also help reduce your insurance premiums!
What is AIA Vitality?
AIA Vitality is a health and wellbeing programme available as an add-on of $11.50 per month with eligible AIA insurance policies — including health, life, trauma, and income protection.
It’s built around three pillars:
1. Know your health
Complete online and in-person assessments to get a clear picture of your current health and earn points along the way.
2. Improve your health
Set weekly fitness goals, access discounts on nutrition services and wearable tech, and track your progress through the app.
3. Enjoy the rewards
The more you engage, the more you earn, from discounted flights and fitness gear to vouchers and reduced insurance premiums.
What can you earn?
When you’re active in the programme, you can unlock perks like:
- Up to $500 in annual rewards – including $260 in Active Rewards vouchers for achieving your weekly activity targets, and up to $300 in Status Rewards as you progress through the programme
- Active Rewards and Status Rewards vouchers can be redeemed at Woolworths, making your everyday spending that much easier
- Access to amazing discounts and offers – including up to 300 Airpoints Dollars™ per membership year (if you’re an Airpoints Member)
- Discounts on gym memberships, healthy food, and wearable tech
- Up to $300 off flights each year with AIA Vitality travel partners
- Premium discounts on eligible AIA insurance policies*
- The option to convert rewards into donations to three New Zealand charities
- Free annual in-pharmacy health checks and online/offline health assessments
- 50% cashback on AIA Vitality Fitness Assessments with CEPNZ and Snap Fitness
- Discounts with selected health professionals
- Use the AIA Vitality app to track your health progress, set goals, and stay motivated
A discount for your insurance
Here’s where it all ties together – AIA Vitality doesn’t just support your health, it supports your wallet. When you join, you’ll get an initial 10% discount on your eligible AIA insurance policy.* Then your premium discount is adjusted annually based on your Vitality Status:
- Platinum – Discount increases by 2% (up to 20%)
- Gold – Discount stays the same
- Silver – Discount reduces by 1%
- Bronze – Discount reduces by 2%
So the more you engage, the more you could save. It’s a proactive way to manage your wellbeing and your finances.
Why it matters
AIA Vitality shifts insurance from a reactive safety net to a tool that supports everyday wellbeing. So, you’re not just covered when things go wrong, you’re encouraged to take steps that help prevent them in the first place.
Beyond rewards, insurance itself continues to offer key protections, including:
- Regular income if you’re unable to work due to illness or injury
- A lump sum payout for serious illness, injury, or permanent disability
- Financial support for loved ones in the event of your death.
- Cover for private medical care, including specialists, consultations and ongoing treatment.
It’s peace of mind that grows with you and thanks to AIA Vitality, you’re rewarded every step of the way. If you want to learn more about how this could fit into your life, talk to one of our advisers today.
*AIA Vitality is available with eligible AIA Insurance policies. Rewards, discounts, and programme features may change. Premium discounts depend on your level of engagement and Vitality Status.
