Permanent disability can impact your ability to work, support your family and maintain your lifestyle.

Why we need permanent disability insurance

Permanent disability insurance provides a flexible lump sum payment in the event of permanent disablement due to accident, illness, or injury. This financial support can help cover medical and household expenses and improve access to the care and equipment you need to live comfortably.

How an adviser can help

As advisers, we can help you understand your options, navigate premiums and make recommendations based on your personal and family situation.


Embrace a holistic view of your financial wellbeing.

From insurance to mortgages to KiwiSaver and investments, we can help you balance these moving parts through our protect, own, grow philosophy.