Each year, the New Zealand Government gives your KiwiSaver a little bonus, think of it as a thank-you for taking your future seriously. But this year, that bonus is set to shrink. So if you want to make the most of it, now’s the time to act.
What’s changing?
Until now, the Government matched your KiwiSaver contributions at 50 cents for every dollar you put in, up to a maximum of $521.43. However, from 1 July, that maximum contribution will drop to $260 under the latest changes.
That means this is your last chance to claim the full $521.43!
What do I need to do?
To be eligible for the full government contribution this year, you’ll need to have contributed at least $1,042.86 to your KiwiSaver between 1 July 2024 and 30 June 2025.
If you’re not sure where you’re at, it’s worth checking your contributions now, and topping up if needed.
This isn’t just small change, it’s a top-up that goes directly toward your retirement savings. A no-brainer, really!
Almost a third of eligible Kiwis miss out every year, that’s around 1 million people who don’t receive the full amount, according to RNZ. Don’t let yourself be one of them!
Need help? We’ve got you covered
If you’re not sure what you’ve contributed or whether you’re on track, our advisers are here to help. You can schedule a free, no-obligation chat to make sure you’re set up to receive your full entitlement.
New ways to invest, aligned with your values
While you’re thinking about your KiwiSaver, why not explore some new options? We’ve recently partnered with Pathfinder and Evidential, giving you access to more KiwiSaver funds, for more options to maximise your long-term growth.
Whether you’re keen on maximising your KiwiSaver today or rethinking where your money’s invested, we’re here to guide you.
Don't delay, review your KiwiSaver today!
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