Market overview
KiwiSaver continues to go from strength to strength, with total assets now sitting at around $135 billion, according to the latest Morningstar KiwiSaver Report. This marks an increase of nearly $5 billion in just one quarter, driven by continued contributions and steady market growth.
Eighteen years on from its launch, KiwiSaver remains one of the most effective ways for everyday Kiwis to build long-term wealth. The recent report reinforces the importance of diversification, consistent contributions, and making sure you’re in the right fund type for your goals.
A growing market with more choice than ever
The KiwiSaver market continues to expand, offering more fund options and a wider range of providers than ever before. Major players still hold a large share of total assets, but a growing number of specialist fund managers are providing greater flexibility and choice for investors.
At Apex Advice, we’re proud to work independently with a variety of leading KiwiSaver providers, including Milford, Generate, Pathfinder, and Evidential. Because we’re not tied to any single bank or fund manager, we can offer impartial advice and help you choose an option that genuinely suits your investment goals, values, and comfort with risk.
Whether you’re looking to grow your KiwiSaver for retirement or use it towards your first home (or both!), our team can help you figure out an investment strategy that works for you.
Why independent advice matters
Many Kiwis set up KiwiSaver and leave it on autopilot, but small differences in fund returns, fees, and investment strategy can have a big impact over time.
Research shows that investors who receive professional advice:
- Are more likely to be in the right fund for their age and goals.
- Tend to have higher average balances over time.
- Feel more confident staying invested through market ups and downs.
If you haven’t reviewed your KiwiSaver recently, or if your account is still with your original provider, now’s the perfect time to check whether it’s still working for you.
What this means for KiwiSaver members
- KiwiSaver continues to grow: total funds now exceed $135 billion, showing the power of consistent investing.
- Long-term thinking pays off: regular contributions and appropriate fund selection drive stronger results over time.
- Independent advice adds value: having access to multiple providers means more choice and better alignment with your personal goals.
KiwiSaver has become a cornerstone of retirement planning in New Zealand. As your circumstances change, your fund choice should evolve too.
Our investment advisers can help you make sure your KiwiSaver is working as hard as you are. Complete the form below to review your KiwiSaver options and speak with one of our advisers today.
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