Costs associated with timely healthcare for non-accidental and non-urgent health conditions can add up quickly and take us by surprise.
Why we need health insurance
Health insurance can provide coverage for a range of medical expenses, including doctor’s visits, prescription medications, surgeries and hospital stays. Minimising delays and reducing out-of-pocket costs allows you to access the treatments you need, when and where you need them.
Ways to lower your premium
Save with an excess: Choosing a higher excess can significantly lower your premium. You’ll still be protected, but with a cost structure that works better for you.
Review your cover regularly: Your needs may change over time. Reviewing your policy can help you adjust benefits and avoid paying for cover you no longer need.
How an adviser can help
As advisers, we can help you understand your options, navigate premiums and make recommendations based on your personal and family situation.
Let's get your protection plan sorted.
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OUR PHILOSOPHY
Embrace a holistic view of your financial wellbeing.
From insurance to mortgages to KiwiSaver and investments, we can help you balance these moving parts through our protect, own, grow philosophy.
