Investments can greatly improve your financial security. Your current situation, debt, loans and future goals will all determine which investment strategy is right for you.
Term deposits (TDs) are a popular choice for people who want a safe and steady way to protect and grow their money. But with interest rates on the decline, there’s something important to keep in mind: reinvestment risk. Falling interest rates mean lower returns for new term deposits. If you’re planning to reinvest your money, expect the possibility of lower rates. Keep an eye on the OCR, but don’t hesitate to speak with a financial adviser to make sure you’re making the right choices for your savings. It’s all about finding the right strategy to keep your money growing.
How your adviser can help
At Apex Advice, we see through the bright and shiny short-term wins for stronger long-term returns. We’ll work with you to tailor your investment plan to reflect your goals, risk profile and desired cash flow. Our diversified approach reduces volatility, avoiding niche products and product providers. We recommend only credible, academically-proven investment strategies that are backed by research.
Wherever you are on your investment journey, we can help.
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OUR PHILOSOPHY
Embrace a holistic view of your financial wellbeing.
From insurance to mortgages to KiwiSaver and investments, we can help you balance these moving parts through our protect, own, grow philosophy.
