Are you getting your $521?

Use our online calculator to work out if you will receive the Government Contribution and contact us to talk about making the most of KiwiSaver.

Why it matters more than you think.

Compound interest can significantly increase savings over time, making it important for KiwiSaver members to make the most of the Government Contribution (formerly called member tax credit) for long-term benefits.



Please note that the calculator assumes that you have been making employee contributions at your stated level of gross income for a period of one year and assumes that you have been a qualifying member for one full year.

The KiwiSaver Government Contribution is paid annually in July or August. In order to be eligible for this years’ maximum tax credit of $521.43, you must*:

  • Be over 18 years of age but under 65;
  • Have contributed at least $1,042.86 ($20 per week) to your KiwiSaver account between the 1st of July and the 30th of June. Note: this amount cannot be inclusive of employer contributions or any government contributions;
  • Mainly resided in New Zealand with few exceptions

*Reference: kiwisaver.govt.nz


Embrace a holistic view of your financial wellbeing.

From insurance to mortgages to KiwiSaver and investments, we can help you balance these moving parts through our protect, own, grow philosophy.