At the beginning of 2025, Philip set out with a goal that many Kiwis share: to secure a home loan and buy his first property. Like many people, he turned to Google for answers, and that simple search led him to Apex Advice.
“I really just looked to see if I could get a mortgage,” Philip recalls. What he found was far more than a mortgage provider.
The Start of a New Chapter
Philip was connected with Kristy Stewart, one of Apex Advice’s home loan advisers. Right from the start, the experience stood out.
“Kristy was awesome to deal with! A real help to me,” says Philip. “I’ve already recommended her to a couple of people.”
But Kristy’s support didn’t stop at the mortgage application. As Philip navigated the world of Home buying, financial planning, Insurance and KiwiSaver, he found that having one trusted adviser made all the difference.
“The adviser made everything so easy and straightforward,” he says. “I had no idea what I was doing, and Kristy helped in every way possible.”
A Holistic Approach That Made Sense
Philip took advantage of Apex Advice’s full suite of services, sorting his insurance, KiwiSaver, and even Tower Insurance through the team.
“It was super easy. Having everything looked after in one place definitely helped. I didn’t feel lost.”
“It simplified everything!” he adds.
When ‘No’ Wasn’t the End
Like many first-home buyers, Philip faced hurdles. One of the biggest? An initial rejection from the bank.
“When the bank first said no, Kristy wouldn’t accept it,” he says. “She did everything she could to get a yes answer. She truly did her job well.”
This moment of persistence became a turning point in the journey, where Philip realised, he had made the right decision by choosing Apex Advice.
The Moment It All Clicked
For Philip, the realisation of success came when he stepped through the door of his new home.
“The day I walked in the house, that was the day I was truly happy,” he says. “Everything went so smoothly, it was almost unbelievable.”
Now that his financial setup is complete, Philip feels confident and secure.
“It feels great!”
Advice for Others Thinking About Consolidated Financial Advice?
“Just go with it!” he says.
For Philip, working with Apex Advice was more than just ticking boxes, it was about finding clarity, support, and people who genuinely cared about his outcome.
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