Building a property portfolio is not just about timing the market. It is about having the right structure, advice, and support behind you at every stage.
Over the past 18 months, our client Emma has grown her portfolio to include a third investment property. What made the difference was not luck, but a clear plan and the confidence to act on it.
Working closely with Financial Adviser, Trish Marsden and the team at Apex Advice, each step was approached with clarity. From securing lending through to structuring her home loans for future growth, Emma had a strategy that supported where she wanted to go next.
“Trish and her team are first class. They have helped guide us in achieving our financial dreams with our third investment property.”
Emma’s journey has not happened overnight. It has been built over years of consistent advice and planning.
“I have been working with Trish for over 20 years now, starting with our first home purchase back in 2002, just after my 20th birthday. Over the years, Trish has guided us through every stage, from growing our family to moving into our rural property.”
“Along the way, Trish has been instrumental in helping us set goals, from purchasing a rental property to building our new home, and more recently re-evaluating what we want our retirement to look like.”
What made the difference
Growing beyond your first property often comes down to a few key factors:
- Clear strategy: Knowing what the next move looks like and how it fits into your long term goals
- Smart home loan structure: Setting up lending to allow flexibility as you expand
- Ongoing advice: Having an adviser to guide decisions and adapt as your situation evolves
- Confidence to act: Moving forward at the right time rather than waiting
For Emma, having consistent guidance meant she was not navigating decisions alone. Instead, she had support to weigh up options, avoid common pitfalls, and stay focused on the bigger picture.
“Fast forward to the last 18 months, we have achieved the next stage of our 20-year plan through building our rental property portfolio, which now aligns closely with our retirement goals.”
Why advice matters as you grow
As you move into second or third properties, things become more complex. What worked for your first home may not set you up for your next.
The right advice is not just about getting approval. It is about positioning you so your next opportunity is easier to achieve.
“I have referred family members to Trish, and they have seen the same great results.”
Thinking about your next move?
If you are considering your next property, it is worth reviewing whether your current structure is still working for you.
Complete the form below to speak with an adviser and take the next step.
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