Financial Adviser

Kristy Stewart

kristys@apexgroup.co.nz 021 241 3862 0800 809 009 Connect on LinkedIn

With more than 12 years’ experience in the mortgage lending industry both within NZ and Canada, I am a qualified financial adviser offering my clients the best solution for their home loan needs. Specialising in first home buyers, construction lending, refinances, owner-occupied and investment lending. I aim to work with all my clients by offering excellent service by suggesting the best affordable products, that would work for them and their family’s long-term financial goals.

I have a passion for construction lending as it seems to be in my family as both my father and partner are in the building industry. I like being able to get the best deal for my clients as I know how stressful and expensive the journey can be, however, I will do my best to make it a seamless process between myself and the build.

I was born in Canada and raised in Christchurch; I moved back to Canada in 2007 where I started my own travel agency company after graduating from a business school in Canada. I successfully owned and operated this business for more than 10 years until the dreaded COVID-19 decided to take over international travel.

My daughter Madison was born in Canada, she is my little mini-me, and she is the highlight of my life. I love spending time with my family and friends in my spare time, supporting my daughters and friends’ sports games on the weekend is where you will find me or trying to book our next vacation somewhere exciting.

Our advisers are Specialists in their chosen areas, but they work closely with other Specialists within Apex Advice to provide you with tailored and holistic financial advice.

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Testimonials

Why clients love working with our team.

“When we first spoke with Kristy we got some valuable advice for our decision making as to if we could afford another property and how best to get ourselves in a favourable financial position prior to applying for a mortgage.
When we felt ready and got back in touch with Kristy she was so helpful and gave us great guidance when applying for a mortgage. We did not get the first property we offered on or the second, it was the third and we are grateful for the support from Kristy during this stressful process, I never felt like a nuisance when communicating and all emails and calls were answered or returned as soon as possible. We feel more aware of our finances now, and are so grateful for all the help and guidance we received from Kristy and Sharon at Apex Advice we could not have done it without you both. Thank you.”.

Nanette,
December 2025

“Kristy, Wade, and the team at Apex recently took care of our mortgage refinance. We were stuck working within a tight timeframe at the very beginning of the year, and they truly went above and beyond to get us sorted. Our situation was comparatively small and simple compared to others, but we were given the time and attention every step of the way. Most importantly, none of our questions seemed silly and Kristy and Wade always took the time to make sure we were in the loop. A great team with excellent communication and a genuine personal touch. Lovely people.”.

Rowan B,
February 2026

“I cannot thank Kristy and Deanne for all their help. I don’t think I would have been able to get a mortgage without Kristy’s help. Thank you so much.”.

Brenda R,
August 2025

“Kristy Stewart worked alongside me to help purchase my first home. I cannot speak any more highly of her, she was absolutely amazing! Kristy made the buying process less stressful, she was always available (Even for stupid questions)! She is an absolute asset to the Apex Advice team!”.

Steph P,
September 2025

“Kristy S from Christchurch managed my finances with exceptional professionalism and efficiency. Her friendly demeanor and proactive approach were truly appreciated. I highly recommend her.
”.

Daniel M,
October 2024

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